Reducing Insurance Premiums Client-Focused. Relentless Advocacy.

Learn How to Reduce Insurance Premiums

If you have been cited for a traffic violation, your insurance premium has probably substantially increased. At the Plyler Law Firm, P.A., we offer a few simple tips to help you begin reducing your insurance premiums so that you can begin saving money. Our lead Fayetteville traffic ticket attorney has more than two decades of legal experience that can be used to help you improve your insurance rates.

Helpful Tips from Our Fayetteville Traffic Ticket Attorney

You can begin to reduce your insurance premium by requesting a higher deductible, which is the portion of money that you have to pay before the insurance policy will take over covering damages. As you select a car insurance plan, it is important to make sure that you are not selecting duplicate medical coverage. You will also want to skip any unnecessary coverage. As you select your insurance, make sure to ask many questions regarding your situation and the policy.

Many insurance companies offer discounts for people who pay for the whole year up front rather than choosing a monthly payment plan. If you have the means to pay all at once, it is helpful to do so. You can also reduce your insurance premium by cutting down your driving miles. Your credit history is also highly valued by insurance companies in many states. Another tip to improve your premium is to maintain multiple types of insurance policies with the same carrier.

Making Informed Driving Choices

As you select options for a vehicle, it is important to keep in mind that certain vehicles can automatically increase insurance premiums. Driving a low-profile vehicle and selecting substantial safety options are important considerations to make. You will want to choose a vehicle with safety features such as anti-lock brakes, air bags, alarm systems, anti-theft devices and automatic seat belts. As you drive, it is important to ensure that your behavior on the road is exemplary. Moving violations, such as speeding, can result in substantial points on your driving record.

When it comes to insurance companies, they highly reward loyalty. Remaining with the same auto insurance company can result in a favorable outcome and lower premiums. If you have proven loyal to the company, they may be much more willing to work with you on lowering your rate. Aside from the factors that you may have control over, other factors that you cannot control can influence your insurance premium. A Fayetteville traffic ticket attorney from our firm can help you understand what can and cannot improve your insurance premiums. Contact us today for the assistance you need!

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    Matthew R. Plyler


    Matthew R. Plyler is a general practice attorney who provides knowledgeable and compassionate representation to residents of Fayetteville and the surroundings area. He has been practicing law for over 20 years, handling a wide range of practice areas. This experience provides him with the background and skill needed to be successful. He approaches each case with a rare level of dedication and zeal that serves his clients well. During the initial consultation, he will take as much time as is ...

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The Stories that Matter
  • “Mr. Plyler took care of everything and somehow it was all dismissed.”

    - Megan Polston
  • “Matthew is without a shout of a doubt the best lawyer to work with especially if you get a ticket and you are out of town.”

    - Sir Manny
  • “He is extremely knowledgeable and he will do his very best to represent his clients.”

    - Zachary Hamilton