Debt Lawsuit Defense Lawyer in Fayetteville
Sued by a Creditor? Call (910) 248-4276
When a debtor falls behind on their payments, a creditor may sometimes
file a lawsuit against them in an effort to collect their owed debts.
This type of aggressive action is often a last-ditch effort from credit
card companies, banks, or secondary creditors and can be a frightening
experience for a consumer. If you have been sued by a creditor over your
outstanding debt and you do not wish to file for bankruptcy, a skilled
Fayetteville credit card defense attorney from Plyler Law Firm, P.A. can
defend your rights in court and often fight for or negotiate a better
outcome on your behalf.
With more than 22 years of dedicated legal experience, Attorney Matthew
Plyler can provide the results-driven advocacy you need during this difficult
time. We understand that your financial situation may not be your fault,
and we are ready to fight tooth and nail in pursuit of the best possible
results for your case.
Contact our office online
today to discuss your situation.
An Overview of Debt Lawsuits
In many cases, debt lawsuits are filed in large quantities by secondary
creditors who have purchased debt accounts from original creditors for
pennies on the dollar in hopes of making a profit from a lawsuit settlement.
Debt lawsuits can be filed for nearly any type of debt, including retail
accounts, medical bills, auto repossessions, and student loans. Many creditors
who file lawsuits against debtors are hoping that the debtor will not
respond, thereby resulting in a summary judgment. A debt judgment can
be devastating to a consumer, resulting in money judgments, responsibility
for paying the credit card company’s legal fees, negative credit
impact, and the forced sale of non-exempt possessions to repay the debt.
A number of different defenses for credit card lawsuits can be employed,
- Insufficient documentation
- The plaintiff waited too long to sue
- The owed percentages and debts are inaccurate
- The plaintiff cannot prove they are the rightful owners of debt
Oftentimes, creditors lack the proper documentation to prove their case
and are unprepared for a proper response from a debtor. Properly responding
to a court summons can sometimes be enough to prompt the creditor to drop
their case, as the costs of litigation may exceed the potential profit
they would make from a judgment. If you have been sued for outstanding
credit card debt, Lawyer Matthew Plyler from our firm can examine your
situation and craft a strategy that best fits your individual case.
Request an Initial Case Evaluation Today
At Plyler Law Firm, P.A., we are intimately familiar with your rights as
a consumer and are willing to go toe-to-toe with any creditor on your
behalf. Protecting your financial wellbeing is our top priority, and our
Fayetteville debt collection defense lawyers are fully equipped to go
the distance in your defense. Do not let an aggressive collection agency
push you around – contact us today to retain the representation
An initial consultation
awaits. Request yours today!